A business account with a deposit is a package for entrepreneurs in Poland who, in addition to a cheap account, pay attention to additional products and want to invest surplus capital. Check what rates banks offer on a term deposit for entrepreneurs.
A business account is one of the basic elements related to running a business. Among its important features (from the point of view of the entrepreneur) are, among others: the lowest possible fees for using the basic functions of the product or their complete absence. In addition, for some entrepreneurs, an important parameter is the possibility of placing surplus capital on a term deposit. Bankier checked what offers entrepreneurs can count on.
Therefore, several parameters have an impact on the position of a given offer in the company accounts list. They include:
- monthly fee for using the company account from the 1st to the 12th month after opening the account,
- monthly fee for using the company account from the 13th to the 24th month after opening the account,
- monthly fee for using the company account from the 25th month after opening the account,
- monthly fee for the first payment card ,
- interest rate on the deposit for 12 months,
- minimum term deposit amount for 12 months.
On the basis of the factors mentioned above, a ranking of the 10 cheapest business accounts with a 12-month deposit was prepared for entrepreneurs who are just starting their own business or are considering transferring their account to another bank.
During the analysis of business accounts for entrepreneurs available on the Polish market, we took into account special offers. They include e.g. promotions enabling exemption from certain fees, e.g. for using a business account for the first 12 months or 2 years from its creation and using a debit card issued for a business account.
On the basis of the factors mentioned above, a ranking of the 10 cheapest business accounts with a 12-month deposit was prepared for entrepreneurs who are just starting their own business or are considering transferring their account to another bank.
During the analysis of business accounts for entrepreneurs available on the Polish market, bankier.pl took into account special offers. They include e.g. promotions enabling exemption from certain fees, e.g. for using a business account for the first 12 months or 2 years from its creation and using a debit card issued for a business account.
Source: Bankier
